Terms of Use

Last updated April 3, 2023


These Terms of Use (the "Agreement") are a contract between you and "RatePunk" and govern your access to and use of RatePunk browser extension, the RatePunk website located at www.ratepunk.com and all other RatePunk websites (each, a "Website"), and other software applications and online services provided by RatePunk (collectively, the "Service").

Accepting the Terms

By using any portion of the Service, you agree to comply with and be bound by this Agreement. This Agreement applies to you regardless of whether you are a "Member" (which means you have created an account with RatePunk) or are a "Visitor" (which means that you are using the Service but have not created an account with RatePunk). The terms "you" or "User" refers to a Visitor or a Member. The terms "we" or "our" refers to RatePunk. You must be an individual and at least 18 years old, or the age of majority in your state or country of residence, to use the Service. You may not use the Service or accept this Agreement if you are not of a legal age and able and competent to form a binding contract with RatePunk. If you use the Service, you represent that you have the capacity to be bound by this Agreement. The Service is for personal, non-commercial use. You agree that you are not using the Service for or on behalf of any third-party or for any commercial purpose.

Amendments to this Agreement

RatePunk may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on https://www.ratepunk.com/terms, and will be effective at the time of posting, unless otherwise noted. If our changes reduce your rights or increase your responsibilities, we will provide a notice to you of at least 30 days (by email and/or by way of other reasonable means, such as by posting notice of the changes on our Website). In addition, the Agreement will always indicate the date it was last revised. 

By continuing to use our services after any changes to this Agreement take effect, you agree to be bound by those changes. If you do not agree to the changes, you are free to exercise your right to stop using the Service and terminate this Agreement.

Privacy and your Personal Information

The Service is subject to RatePunk’s privacy and data protection practices (our "Privacy Policy"). Please read RatePunk’s Privacy Policy found at www.ratepunk.com/privacy. Our Privacy Policy explains how RatePunk collects, uses and shares your information when you visit our Website, use the RatePunk browser extension or otherwise access the Service.

Description of the Service

The Service includes a suite of tools that allows Users to search for deals and exclusive offers, to learn pricing and product information, and to look for savings when booking hotels online. As described in more detail below, Members can also use the Service to earn RatePunk cashback coins (as defined below). RatePunk offers a variety of ways to access aspects of our Service, including the Website and the browser extension. 

In addition, you must become a Member to access some portions of our Service, including to earn and redeem RatePunk coins.

RatePunk does not charge fees to you for its Service. We try to locate the best publicly available offers and track product pricing. We make money to sustain the Service when you purchase or engage with these offers.

While we try to find you the best available deals and identify low prices, we may not always find you the best deal. RatePunk is not responsible for any missed savings or rewards opportunities.

While we attempt to provide accurate descriptions for the hotels, deals, and other information shown within or through the Service, much of the information we display (including offer descriptions) is provided by third-parties that we do not control. We do not warrant that the product descriptions, third-party offers, or related merchant information or terms shown through the Service (including the browser extension, Website, or emailed offers) are accurate, complete, reliable, current, or error-free. The inclusion of any products within the Website or RatePunk browser extension at a particular time does not imply or warrant that these products will be available at any other time.

Offers are provided subject to availability. Exclusions, restrictions, and terms and conditions (including third-party merchant exclusions, restrictions, and terms and conditions) may apply. Deals change often, and due to this, your application of offers, at checkout may or may not result in savings for your order.

Merchant Websites and Purchases

The Service allows you to view information about products listed for sale by third-party merchants online, find offers on those products, and track pricing information. RatePunk may provide product information and savings opportunities through our browser extension when you are on a third-party merchant’s website. You may also reach a third-party merchant website through a link from the Website or emailed offer, or a merchant website may be displayed to you through the RatePunk browser extension. However, in all cases any merchant product will be purchased directly from the merchant and through the merchant’s website. You are not buying the product from or through RatePunk. RatePunk is not a re-seller or distributor of any products of third-party merchants.

Merchant Cancellation

If you are unhappy with your merchant product purchase, if you wish to cancel your merchant product, or if you have another customer service inquiry regarding your purchased merchant product, you will need to contact the third-party merchant from whom you purchased the product. RatePunk is not involved in your merchant product purchase and is not able to assist with any customer service enquiries or cancellations related to that purchase. 

RatePunk Is Not Responsible for Third-Parties

All products you purchase from a third-party merchant, including those linked from the Website or RatePunk emailed offer, or displayed through the RatePunk browser extension, are: (a) priced by the applicable third-party merchant (including whether such prices include applicable taxes, and any additional fee); and (b) fulfilled and otherwise serviced (including but not limited to the processing of cancellations) by the applicable third-party merchant and not by RatePunk. RatePunk is not responsible for any third-party merchant products, or any information contained on the third-party merchant’s website (including if the third-party merchant’s website is displayed through the RatePunk browser extension).

You agree that your purchase from a third-party merchant is subject to such merchant’s own terms and conditions applicable to such purchase. You agree that RatePunk is in no way responsible or liable to you for any products you purchase through or using the Service, including for any product liability claim, improper charges, pricing errors, or inaccurate product descriptions. You acknowledge and agree that RatePunk is not liable or otherwise responsible for any breaches of credit card or debit card security or privacy by any third-party merchants.

RatePunk does not endorse, warrant or guarantee the products or services that are displayed through the Service and other advertised links to third-party websites. RatePunk is not an agent, distributor, re-seller, or otherwise responsible for third-party merchants or the activities or policies of those merchant websites or the products or services available on them. RatePunk does not promise or guarantee that the product details, prices, or other service terms, rates or rewards offered by any particular advertiser or other third-party via our Service are the best prices, best terms or lowest rates available in the market.

When you access third-party websites through our Service, you accept that there are risks in doing so, and that RatePunk is not responsible for such risks. We encourage you to be aware when you are on a third-party merchant website and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilise.

RatePunk has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices or opinions expressed in any third-party websites or by any third-party that you interact with through the Service. In addition, RatePunk will not and cannot monitor, verify, censor or edit the content of any third-party site or service. By using the Service, you release and hold us harmless from any and all liability arising from your use of any third-party website or service.

If you have a dispute with any third-party (including a merchant from whom you purchase a product in connection with the Service), you agree that RatePunk is under no obligation to become involved. To the maximum extent permitted by applicable law, you release RatePunk, our affiliates, and each of their respective officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to any dispute you have with a third-party in connection with the Service.

RatePunk browser extension

RatePunk Browser extension works on major browsers for desktop and operating systems, such as Apple's iOS operating system. Your use of the RatePunk browser extension may be subject to separate agreements you may enter into with your mobile device operating system provider (e.g., Apple® your mobile device manufacturer (e.g., Apple®), , and other parties involved in providing your mobile device service (which we individually refer to as a “Covered Third Party” and which we collectively refer to as "Covered Third Parties"). You agree to comply with all applicable third-party terms of service when using RatePunk browser extension. We are not a party to those agreements and we have no responsibility for the products and services provided by third parties. You acknowledge and agree that this agreement is between you and RatePunk, not with any Covered Third Party. You acknowledge and agree that we (and not any Covered Third Party) are solely responsible for the RatePunk browser extension and for providing any maintenance or support services for the RatePunk browser extension. 

Covered Third Parties have no warranty obligations whatsoever with respect to the RatePunk browser extension and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure of the RatePunk browser extension to conform to any warranty provided by us, if any, will be our sole responsibility.

We, not any Covered Third Parties, are responsible for addressing any claims relating to the RatePunk browser extension, including, but not limited to: (i) product liability claims; (ii) any claim that the RatePunk browser extension fails to conform to any applicable legal or regulatory requirement; (iii) claims arising under consumer protection, privacy, or similar legislation; and (iv) intellectual property claims.

If you are using the RatePunk Browser extension on an Apple® or Google® device, you acknowledge and agree that Apple® or Google® (as applicable), and their subsidiaries (as applicable), are third party beneficiaries of this Agreement, and that they will have the right (and will be deemed to have accepted the right) to enforce this agreement against you as a third party beneficiary. Such rights may also accrue to other handset manufacturers and operating systems which participate in the RatePunk browser extension. 

To the extent the other terms and conditions of the rest of this Agreement conflict with the terms and conditions of this section, the terms and conditions in this section apply, but solely with respect to your use of the RatePunk browser extension downloaded from the Apple App Store or Google Play Store.

Account Information from Third Party Sites

When you establish an account with RatePunk, we may allow you to register your account, log-in, or otherwise link your RatePunk account with an account you maintain with a third-party, such as Facebook or Google ("Linked Account"). You represent that any Linked Account belongs to you and you are permitted to link it to your RatePunk account. RatePunk does not control the policies and practices of any third-party site or service, including any Linked Account you connect to the Service and RatePunk is not responsible for any actions or omissions of providers of a Linked Account, including related to accuracy, legality or non-infringement. RatePunk is not responsible for the products and services offered by or through your Linked Account. If permitted by your Linked Account, RatePunk may import information from your Linked Accounts to help better offer the Service to you.

RatePunk Cashback Program

We may from time to time make our cashback rewards coins ("RatePunk Cashback coins") available to you when you complete certain actions through our Service, as part of our cashback program (the “RatePunk Cashback Program”). When RatePunk cashback coins are available for eligible purchases made from a particular merchant, or for another action, we may indicate this to you within our Service.

You must have an Active Account (as defined below) in good-standing to participate in the RatePunk Cashback Program, and to earn and redeem RatePunk coins. Certain RatePunk Cashback coins redemption option requires that you have a valid PayPal account in good-standing to successfully complete a particular redemption option.

The RatePunk Cashback Program is not available in all countries or locations. Participation in the RatePunk Cashback Program is unauthorized in any jurisdiction where any portion of the program may violate (or may cause RatePunk  to violate) any legal requirements, and you agree not to participate if you are a resident of any such jurisdiction. The RatePunk Cashback Program is for personal, non-commercial use. You agree that you are not using (and will not use) the RatePunk Cashback Program for or on behalf of any third party, for any company, association, or group, or for any commercial purpose. You further agree that you will not participate in the RatePunk Cashback Program using multiple RatePunk accounts as a means of avoiding any prohibition of this Agreement or to earn RatePunk coins in excess of that which would otherwise be permitted under this Agreement.

You agree that RatePunk’s decisions regarding the RatePunk Cashback Program and your participation in it are final and binding and you agree to abide by all such decisions. RatePunk will be the sole arbiter in cases of suspected abuse, fraud, or violation of its rules and any decision it makes relating to termination, suspension, or disabling of your participation in the RatePunk Cashback Program and/or the expiration of any RatePunk Cashback coins or other program benefits.

The most common way for you to earn RatePunk cashback coins is by making an eligible purchase from one of the participating third-party merchants while using our Service. RatePunk Cashback coins are not available for all third-party merchants or items.

If a third-party merchant site is participating in the RatePunk Cashback Program, you can earn RatePunk Cashback coins based on the eligible items that you purchase from that third-party merchant. You must follow the links and instructions as disclosed within the Service or in other RatePunk Cashback Program materials, in order to complete the eligible purchase and/or complete any other qualifying or required action(s) (for example, by clicking the “Activate Cashback” button from within the RatePunk browser extension before completing your purchase).

We may display to you the amount or range of RatePunk Cashback coins which you may earn in connection with an eligible purchase in a number of ways, including but not limited to: (1) a fixed percentage reward rate applicable for eligible purchases (for example, 3% in RatePunk Cashback coins based on the subtotal of eligible items), (2) a percentage reward rate range applicable for eligible purchases (for example, 1-4% in RatePunk Cashback coins based on the subtotal of eligible items), (3) a fixed number of points for an eligible purchase (for example, 10 RatePunk Cashback coins), or (4) a range of RatePunk Cashback coins for an eligible purchase (for example, 5-100 coins). If displaying a percentage reward rate or percentage reward rate range, the relevant percentage is applied to the subtotal of eligible items purchased from a participating third-party merchant, excluding tax or any additional fees. You can only earn RatePunk Cashback coins on eligible purchases, and certain items, product categories, and purchases are ineligible for RatePunk Cashback coins. Exclusions vary by merchant. Except for certain product-specific offers, we generally won’t be able to determine if the item(s) you have purchased are eligible for RatePunk coins until after you make your purchase.

The exact number of RatePunk Cashback coins that can be earned on an eligible purchase will be assigned by RatePunk based on your eligible items after you complete your purchase, but, subject to the terms of this Agreement and provided all of your items are eligible, will fall within the range or up to the maximum number disclosed to you, and will be based on a number of factors of our choosing, which may include random chance.

We may also offer other ways to earn RatePunk Cashback coins. Such earning opportunities may be subject to additional terms, as specified at the time of the offer. RatePunk Cashback Coins appear as soon as you are completing your purchase. Please claim it immediately because it won’t be possible to do it later. RatePunk Cashback coins will remain pending for approximately 60-90 days (although this varies based on the third-party merchant and may be longer or shorter in some instances). If part or all of your purchase is ineligible for RatePunk Cashback coins, or if you cancel your purchase or receive a refund on it (either through the merchant or via a chargeback or reversal of any kind), the number of RatePunk Cashback coins you receive on your purchase, whether or not showing as "pending," will be reduced accordingly based on the new subtotal of eligible items. If there are no eligible items in your order, you will not earn any RatePunk Cashback Coins on that transaction or order. You will not earn RatePunk Cashback Coins for any hotel reservation you canceled. 

RatePunk coins that are pending cannot be used or redeemed. You will be able to see in your Account Overview when RatePunk coins are no longer pending and become available to redeem.

We are able to provide RatePunk Cashback coins to you based on our agreements with third-party affiliate networks and/or third-party merchants in connection with your purchases. As such, we can only provide RatePunk Cashback coins to you when an action is successfully completed and tracked and after the relevant third-party completes its obligations to us with respect to such action. If the relevant third-party does not fulfil its obligations to us under the applicable agreement, then RatePunk may choose not to provide the RatePunk Cashback coins associated with that transaction to you. This includes instances where there are difficulties in tracking a transaction due to your use of an ad blocker or another service similar to RatePunk. This could occur if, for example, you have downloaded another browser extension that provides a service similar to RatePunk or navigated to a third-party merchant site by clicking on a link from another website that provides discount codes or price tracking services.

If you have questions or issues in connection with earning RatePunk Cashback coins for your transaction, please contact us hi@ratepunk.com. We may require you to provide copies of your order confirmation, order number, or other proof of purchase. We may elect to provide you RatePunk Cashback coins based on the information you provide.

Provided your account is active and in good standing, once you accumulate enough RatePunk Cashback coins, you can redeem those RatePunk Cashback coins into money as disclosed within the Service. RatePunk Cashback coins redemption option requires that you have a valid PayPal account in good-standing to successfully complete a redemption option. You may be required to collect a minimum amount of RatePunk Cashback coins (it is 100 RatePunk Coins) to cash it out (100 RatePunk Coins equals $10). This redemption is final and cannot be reversed once initiated by you. We may place other limitations on your ability to redeem RatePunk Cashback coins.

Redemption option is offered subject to availability, and may vary based on your location, and other limitations or factors, and may be subject to additional specific terms or limitations. Available redemption option for you will be displayed to you within the Service. Once the redemption is initiated, by you, it may take a certain amount of time for you to receive your award following completion of your redemption (for example, 5 working days, but this may be longer in some instances depending on the particular redemption option).

RatePunk Cashback coins cannot be purchased, are not your property, are not money, can expire as described below, and have no value prior to redemption. Upon redemption, additional terms may apply. RatePunk Cashback coins are not transferrable under any circumstances. Without limiting the foregoing, RatePunk Cashback coins are not descendible, and may not be transferred by operation of law (including via inheritance, bankruptcy, or in the event of divorce). It is your responsibility to determine what, if any, taxes apply to the benefits you receive through the redemption of RatePunk Cashback coins, and it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority. We are not responsible for determining whether any taxes apply to your transaction or redemption, or for calculating, collecting, reporting or remitting taxes arising from any transaction or redemption.

RatePunk reserves the right at any time to cancel, modify, or restrict any aspect of our RatePunk Cashback Program, including any point redemption ratios, expiration terms, etc. RatePunk reserves the right to apply such changes retroactively to RatePunk Cashback coins already accrued. You agree that RatePunk has the right to limit the quantity of RatePunk Cashback coins you may earn, refuse to provide you RatePunk Cashback coins, or otherwise modify, restrict or limit your ability to earn or redeem RatePunk Cashback coins where RatePunk reasonably suspects that you have abused any RatePunk Cashback Program benefits or privileges, or have violated or acted inconsistently with this Agreement or applicable law. Unless doing so would put us at risk, in such cases, RatePunk will notify you. Abuse or violations that may result in suspension or termination include (but are not limited to): (i) using automated or fraudulent means (including artificially manufacturing transactions/spend) to earn RatePunk Cashback coins or otherwise participate in the RatePunk Cashback Program; (ii) your failure to abide by the requirements of this Agreement; (iii) the attempted or actual purchase, sale, or transfer of any RatePunk Cashback coins, and (iv) making a misrepresentation to RatePunk in connection with your participation in the RatePunk Cashback Program. You understand and agree that termination of your participation in the RatePunk Cashback Program will result in the immediate forfeiture of all RatePunk Cashback coins.

Maintenance of RatePunk Cashback Coins

To maintain your RatePunk Cashback coins, you must have an Active Account (as defined below) and earn at least 10 RatePunk Cashback coins during each consecutive 365 day period (for example, from April 10th of this year to April 10th of next year) (each a “365 Day Period”). An active account is a RatePunk account which you have made a purchase through, or logged into, during the prior 365 Day Period and earned at least 10 new RatePunk Cashback coins during that 365 Day Period (an “Active Account”). This means that, to the maximum extent permitted by applicable law, if you have not logged into your RatePunk account or made a purchase through it, and earned at least 10 new RatePunk Cashback coins in the last 365 Day Period, RatePunk has the right to reduce your RatePunk Cashback coins balance to zero (0), but we will notify you before that happens. To the maximum extent permitted by applicable law, you agree that any disputes about any such reduction of your RatePunk Cashback coins will be resolved by RatePunk, and you agree to abide by RatePunk’s resolution of such dispute.

If your RatePunk account is closed for any reason, you will no longer be able to redeem any RatePunk Cashback coins.

Your Log-In and Account Information

You agree and understand that you are responsible for maintaining the confidentiality of your Log-in ID, email address, password and any other personal identifying information or other codes used to access your RatePunk account or the Service ("Log-In Information"). If you become aware of any unauthorised use of your Log-In Information, you agree to notify RatePunk immediately.

Accurate records enable RatePunk to provide the Service to you. You agree to keep your email address, your other contact information and any payment information in your RatePunk account profile accurate and up-to-date. If you do not do this, the accuracy and effectiveness of the Service to you will be affected and you may not receive account notices that we deliver to you. If you fail to keep your contact information updated, you will still be deemed to have received any notices we deliver to the email address you last provided.

Electronic Notices

By providing us with your email address, you agree to receive all account related notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard modern, commercially available internet browser. We may also use your email address to contact you about our own and third-parties' goods and services that may be of interest to you. If you do not want us to use your information in this way, please adjust your user preferences in your account profile and /or click "Unsubscribe" in any e-mail communications we send you.

Electronic Notifications

RatePunk may provide you with electronic notifications by email, push notification or other electronic means. Some electronic notifications are mandatory, including security-related notifications, such as when you update your log-in information or password.

Other types of notifications are voluntary and may be modified through the Service. They may be customised, deactivated or reactivated by you. These notifications allow you to choose alert messages for your account. RatePunk may add new notifications from time to time, or cease to provide certain notifications at any time. Each alert has different options available, and you may be asked to select from among these options upon activation of your notifications service. 

Electronic notifications will be sent to the email address you have provided as your primary email address for the Service.

Because notifications are not encrypted, we will never include your password. However, notifications may include your RatePunk login information and some information about your accounts. Anyone with access to your email will be able to view the content of these notifications. While you may disable certain voluntary notifications, we will still send you Service-related notices as needed to allow us to provide you the Service.

RatePunk's Intellectual Property Rights

The contents of the Service, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under copyright, trademark and other laws. The contents of the Service belong or are licensed to RatePunk or its software or content suppliers. RatePunk grants you the right to view and use the Service subject to this Agreement. Any distribution, reprint or electronic reproduction of any content from the Service other than as expressly permitted in this Agreement or with our prior written consent, is prohibited. If you would like to request such permission, send us an email at hi@ratepunk.com

Your right to access and use the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use our Service for lawful, internal, and non- commercial purposes. Subject to your compliance with this Agreement, RatePunk hereby grants to you, a personal, worldwide, non-assignable, non-sublicensable, non-transferrable, and non-exclusive license to (i) use the software and content provided to you as part of the Service (for personal, non-commercial purposes; and (ii) download a single copy of our software for such use.

You agree that RatePunk may use your feedback, suggestions, or ideas in any way, including in future modifications of the Service, other products or services, advertising or marketing materials (although any use of your personal information will be subject to our privacy policy).

Technology Disclaimer

Your access and use of the Service may be interrupted from time to time due to third-party failures outside of our control (such as unavailability of general internet infrastructure). Access and use may also be interrupted for periodic updating, maintenance or repair of the Service by RatePunk. While we will make reasonable efforts to make the Service available to you, we do not promise that it will be available at all times.

You are responsible for providing the device, wireless service plan, software, internet connections, and/or other equipment or services that you need to download, install, and use the RatePunk browser extension. We do not guarantee that the RatePunk browser extension can be accessed and used on any particular mobile device or with any particular service plan. We do not guarantee that the RatePunk browser extension will be available in, or that orders for products can be placed from, any particular geographic location.

RatePunk cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalisation settings or other service interruptions. RatePunk cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalisation settings.

Rules for Posting Content

As part of the Service, RatePunk may allow Users to post content on various publicly available locations in the Service ("User Content"). You agree in posting User Content to follow the following rules:

  • You are responsible for all User Content you submit to the Service.
  • By submitting User Content to us, you represent that you have all necessary rights and hereby grant us a perpetual, worldwide, irrevocable, non-exclusive, royalty-free, sublicensable and transferable license to use, reproduce, distribute, prepare derivative works of, modify, display, and perform all or any portion of the User Content in connection with the Service and our business, including without limitation for promoting and redistributing part or all of the site (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each User a non-exclusive license to access and use your User Content through the Service, and to use, reproduce, distribute, prepare derivative works of, display and perform such User Content as permitted through the functionality of the Service and under this Agreement.
  • You may not post or transmit any message, data, image or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.
  • You may not interfere with other Users' use of the Service, including, without limitation, disrupting the normal flow of dialogue in an interactive area of the Service, deleting or revising any content posted by another person or entity, or taking any action that imposes a disproportionate burden on the Service infrastructure or that negatively affects the availability of the Service to others.

Prohibited Activities

You represent, warrant, and agree that you will not contribute any content or otherwise use the Service or interact with the Service in a manner that:

  1. Infringes or violates the intellectual property rights or any other rights of anyone else (including RatePunk);
  2. Violates any law or regulation or this Agreement;
  3. Is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;
  4. Involves the sharing of any information which is false, inaccurate or misleading;
  5. Jeopardises the security of your RatePunk account or anyone else’s (such as allowing someone else to log in to the Service as you);
  6. Attempts, in any manner, to obtain the password, account, or other security information from any other User;
  7. Violates the security of any computer network, or cracks any passwords or security encryption codes;
  8. Runs Maillist, Listserv, any form of auto-responder or "spam" on the Service, or any processes that run or are activated while you are not logged into the Service, or that otherwise interfere with the proper working of the Service (including by placing an unreasonable load on the Service’s infrastructure) or that would bypass the navigational structure or presentation of the Service;
  9. "Crawls," "scrapes," or "spiders" any page, data, or portion of or relating to the Service or Content (through use of manual or automated means);
  10. Copies or stores any significant portion of the Content;
  11. Decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Service; or
  12. Circumvents, removes, alters, deactivates, degrades or thwarts any protective or security measure, or any content protections, which RatePunk has implemented as part of the Service.

If you violate or infringe any of the rules above, we may immediately suspend or terminate your right to use or access the Service.

Limitations on RatePunk's Liability

The Service is provided on an "as is" basis. RatePunk specifically disclaims any and all warranties and conditions of merchantability, fitness for a particular purpose and non-infringement, and any warranties arising out of course of dealing or usage of trade.

We are not responsible for loss or damage resulting from your use of the Service that is not ‘foreseeable’. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time you agree to this Agreement, both you and we are aware that it might occur.

The Service is provided for personal, non-commercial use only. We have no liability for any loss of profit, loss of business, loss of contract, business interruption, or loss of business opportunity in connection with your use of the Service.

You are solely responsible for ensuring the accuracy of any User Content that you provide (and for the consequences, should such User Content not be accurate).

We don’t exclude or restrict our liability in any way that would be unlawful, including our liability for death or personal injury caused by negligence or for fraud or fraudulent misrepresentation.

Ending your Relationship with RatePunk (and vice versa)

This Agreement will continue to apply until terminated by either you or RatePunk as set out below. If you want to terminate this Agreement, you may do so immediately at any time by closing your account for the Service. Please use the directions below to cancel your account, only if you have created a Membership. Otherwise just uninstall RatePunk and stop visiting our Website and using the Service.

Email hi@ratepunk.com to cancel your account. Upon doing so:

  • your account will be closed, your RatePunk Cashback coins balance be zeroed out (so be sure to redeem any RatePunk coin you accumulated beforehand), and your ability to log in deactivated; and
  • any data in our records will be retained subject to our privacy policy.

RatePunk may immediately, at any time, terminate this Agreement (and therefore your right to access and use the Service) by notifying you (if safe to do so) to the e-mail address provided by you as part of your Registration Information. Unless the reason for RatePunk doing this is that you have breached this Agreement in a serious way, in these circumstances, we will let you redeem your remaining RatePunk Cashback coins.

Governing Law and Forum for Disputes

This Agreement, and your relationship with RatePunk under this Agreement, shall be governed by the laws of Lithuania. However, if you are based outside Lithuania, the additional consumer rights and protections you are entitled to under the laws of the country in which you are based will also apply.

In the event of any dispute which you are not able to resolve by contacting us, you can bring legal proceedings in the courts. Alternatively, you may submit any dispute to the European Commission Online Dispute Resolution platform for online resolution, accessible [here].


If any portion of this Agreement is deemed unlawful, void or unenforceable by any court of competent jurisdiction, this Agreement as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this Agreement that is unlawful, void or unenforceable shall be stricken from this Agreement.

You agree that if RatePunk does not exercise or enforce any legal right or remedy which is contained in the Agreement (or which RatePunk has the benefit of under any applicable law), this will not be taken to be a formal waiver of RatePunk’s rights and that those rights or remedies will still be available to RatePunk.

All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.The term "including" in this Agreement means "including but not limited to."

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RatePunk welcomes comments, questions, concerns, or suggestions. Please send us feedback by emailing us at hi@ratepunk.com or writing us at A.Goštauto g.8, Vilnius, LT-01108, Lithuania.